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annual percentage yield

[annual percentage yield|annual percentage yield] is a representation of the actual interest rate earned on a compounding account, specifically for an investment account.

Definition

annual percentage yield is a representation of the actual interest rate earned on a compounding account, specifically for an investment account.

Comparison

annual percentage yield differs from a simple interest rate by accounting for compounding, which affects the actual interest earned in an investment account.

Constraints

annual percentage yield applies to investment accounts with compounding interest, representing the actual rate earned over a year.